Why obtain an appraisal from Kelly Appraisal Service?

To a lot of us, an appraisal is simply one more thing in the long list of items for a home sale or refinance. And while there are a growing number of automated home valuation methods that may appear to be more cost-effective than an appraisal, practically all lenders still want a local expert because the stakes are very high. But is securing a mortgage the only reason you should get an appraisal? Are there also instances when the services of a licensed, independent real estate professional might be beneficial? Of course.


	When you're planning on any transaction where the value of your house is of importance, you should contact Kelly Appraisal Service. Just click here

Challenge your tax assessment in San Bernardino County

If you reside in an area where property values have declined, it's possible you're paying too much in property taxes. When building your case, an appraisal from Kelly Appraisal Service is your best evidence. We're capable of assisting you in appealing your tax assessment.

PMI removal will lower your mortgage payment

Private Mortgage Insurance, or PMI, is an added insurance policy that many lenders ask homeowners to buy when the amount being loaned to the homebuyer is more than 80% of the actual value of the property. This extra payment is often bundled into the monthly mortgage payment and is quickly forgotten. PMI isn't necessary when the remainder of the loan - whether through market appreciation or principal pay down - dips below the 80% mark, making this very unfortunate. In fact, the United States Congress passed a law in 1998 (the Homeowners Protection Act of 1998) that requires lenders to do away with the PMI payments when the loan-to-value ratio conditions have been met.

If you'd like to eliminate PMI, Kelly Appraisal Service will give you a statement regarding the value of your home. The price you paid for the home valuation can often be recovered in little time because you'll no longer be paying the PMI.

Settling a divorce with less stress

A divorce is a very heartbreaking experience for the parties involved, and it is often even more complicated by the hard decision of who keeps the home. So both parties are completely aware of the true market value of their home, it's a good idea to order an appraisal from Kelly Appraisal Service, regardless of the circumstances.

The parties will have a better idea of what price to set, if they want to sell the home. And if a "buyout" is the chosen option, both parties will feel like they've gotten a fair assessment.

Fair and accurate estate liquidation with help from Kelly Appraisal ServiceSettling an estate

The loss of a loved one is a painful time in life, and settling an estate from a death, or probate, often entails an appraisal to establish Market Value for the residential property involved. The ethics provision within the Uniform Standards of Professional Appraisal Practice (USPAP) binds us with confidentiality, ensuring the highest degree of discretion.

Most Americans do not have dedicated estate planners or executors to handle these issues, unlike wealthy individuals. A home or other property often makes up an uneven share of the total estate value, so knowing the true value of the real estate at hand is of significant importance to ensuring disputing parties leave knowing they've gotten an honest deal.

Kelly Appraisal Service can help you with relocating to or from San Bernardino County

Employee relocation is a more than just an inconvenience, and we understand. That being said, we take great care in establishing an accommodating appointment time for the appraisal inspection. We encourage relocating employees to provide input on the positive aspects of their property, along with information regarding any recent sales or listings in their area that they want considered during our detailed process.

Sell your home quickly at the right price

Whether you decide to sell your home on your own or use the assistance of a real estate agent, a professional appraisal can help you make a more informed decision regarding your asking price. An appraiser has no vested interest in what amount the house sells for, unlike real estate agents. Our fees depend on our efforts to finish the appraisal report and and aren't related to the sales price.

On a daily basis, we analyze the difference in value items like an extra bathroom or a kitchen remodel can make. Seeking a professional appraisal is a reliable way to decide what improvements will add value and what an appropriate sales price is for your home - so you don't come up short or have your house on the market an unnecessarily long time - because we're experts in knowing how long homes stay on the market.